Covid-19 Update

April 13, 2020

Collabria is introducing a Temporary Interest Rate Reduction option to their Payment Deferral program.

Minimum Payment Deferral

Cardholders impacted by COVID-19 can request Deferral of Minimum Payments and the Promotional Interest Rate bundle will be approved for up to 3 months at a time. Members are asked to call the Collabria Contact Centre at 1-855-341-4643 to request Deferral of Minimum Payments. Cardholders can call in after 3 months and can be extended to 6 months, if needed.*

Reduced Interest Rate of 10.9%

Members who are Collabria cardholders and are experiencing a financial hardship due to the impacts of COVID-19 are asked to call the Collabria Contact Centre at 1-855-341-4643 to request their interest rate be reduced to 10.9% for up to 6 months. Interest rates on purchases and cash advances reduced to 10.9% for up to 6 months.^

Click Here for Full Details

*Cardholder can apply to defer their payments in three-month increments, with an option to extend for another three months if they are still experiencing financial hardship due to the COVID-19 pandemic.

^This offer will be available to all qualified cardholders, except those with Centra Gold cards who are already in a low interest rate product (note - Cardholders with Centra Gold will continue to be eligible for the Payment Deferral program).

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal and business cards, so you can choose the one that works best for you.

Personal Cards

No Annual Fee Cards
Cash Back		Earn cash rewards on everyday purchases. No annual fee. Interest Rate: 19.9% Learn More	Apply Now
Student		Helping students build a strong financial future. No annual fee. Interest Rate: 11.9% Learn More	Apply Now
Low Rate Cards
Classic		Low rate and low fee, makes this a great card for those that sometimes carry a balance. Annual Fee: $30. Interest Rate: 11.9% Learn More	Apply Now
FlexRate		Maximum flexibility for your lifestyle. Flexible interest rates and reward points with every purchase. Annual Fee: $40. Interest Rate: 9.9%, 12.9%, 15.9%, 18.9% Learn More	Apply Now
Centra Gold		Low rate, great rewards and additional card features. Annual Fee: $50. Interest Rate: 9.9% Learn More	Apply Now
Travel Cards
US Dollar		The perfect card for those that travel or shop in the Unites States. Annual Fee: $50. Interest Rate: 19.9% Learn More	Apply Now
Travel Gold		From baggage coverage to emergency health coverage, travel with peace of mind. Annual Fee: $99. Interest Rate: 19.9% Learn More	Apply Now
World		More choices, more rewards! Annual Fee: $120. Interest Rate: 19.9% Learn More	Apply Now

Business Cards

Visa Infinite		Reward your company with infinite rewards. Annual Fee: $99. Interest Rate: 19.9% (Merchandise), 21.9% (Cash Advance) Learn More	Apply Now
Visa Low Rate		Keep costs down while streamlining expense reporting to help make budgeting easier. Annual Fee: $25. Interest Rate: 12.9% Learn More	Apply Now
Visa No Fee Cash Back		Earn cash back for the purchases your business regularly makes. No Annual Fee. Interest Rate: 19.9% Learn More	Apply Now

Flex Rewards

Your Rewards . . . Your Way!

You live your life your way. You should use your rewards your way as well. With our Flex Rewards program, you earn points just for using your card. Plus, you can redeem those points for your choice of cash, gift cards, merchandise or travel rewards.

To check out the most current reward options or redeem points, visit our Rewards Site.

Flex Rewards