Rates
*Rates subject to change without notice. For most up to date rates, please contact your branch.
| Prime Rate (Rates effective 2025-09-30)
|
Rates |
| MCCCU Prime Rate |
5.45% |
| Foreign Exchange Rates (Rates effective 2026-05-05)
|
Buy |
Sell |
| USD (Cash) |
1.3925 |
1.3314 |
| USD (Cheque) |
1.3925 |
1.3314 |
| Mortgage Rates (Rates effective 2026-04-09)
|
| 1 Year Fixed |
5.29% |
| 2 Year Fixed |
4.99% |
| 3 Year Fixed |
4.54% |
| 4 Year Fixed |
5.09% |
| 5 Year Fixed |
4.59% |
| 1 Year Open |
7.99% |
| 5 Year High Ratio |
4.24% |
| YouthSave (Rates effective 2025-10-17)
|
| $0 - $9,999 |
2.00% |
| $10,000 + |
1.00% |
| High Interest Savings Account (Rates effective 2025-10-17)
|
| $0 - $4,999 |
0.80% |
| $5,000 + |
0.80% |
| RRSPs and RRIFs (Rates effective 2022-04-20)
|
| 1 Year Non-Redeemable |
1.25% |
| 2 Year Non-Redeemable |
1.50% |
| 3 Year Non-Redeemable |
1.75% |
| 4 Year Non-Redeemable |
2.25% |
| 5 Year Non-Redeemable |
2.50% |
| Redeemable GICs (Rates effective 2021-02-01)
|
| 1 Year Redeemable GIC |
0.65% |
| 1 Year Redeemable RRSP |
0.65% |
| 1 Year Redeemable TFSA |
0.65% |
| Non-Redeemable GICs - Regular Rates (Rates effective 2026-03-05)
|
| 1 Year |
2.9% |
| 2 Year |
3.10% |
| 3 Year |
3.15% |
| 4 Year |
3.25% |
| 5 Year |
3.25% |
| 15 Month Special |
3.35% |
| 26 Month Special |
3.45% |
| USD GIC (Rates effective 2020-04-14)
|
| 30 days |
0.10% |
| 90 days |
0.10% |
| 1 Year |
0.35% |
