Account Services
Expand the options below to view specific service charges.
If you have any questions, please call or visit a branch or you can click here to contact us.
Personal Account Services Expand/Collapse
Service
|
Fee
|
| Account closed within 90 days |
$25 |
| Balance of account transfer |
$25 |
| Draft (CAD or USD) |
$7 |
| Certified Cheque |
$10 |
| Charge Backs/Insuficient Funds |
$5 |
| Cheques on collection |
$25 |
| Dormant Account |
$60/yr |
| Dorment Member |
$150 |
| Unclaimed Balances |
$60/yr |
| NSF/Returned Item (PAC, PAD, or Cheque) |
$50 |
| Processing Post Dated Items |
$3 |
| Reference Letter |
$35 |
| Registered Transfer Out |
$100 |
| Stop Payment |
$15 |
| Assisted Transfer |
$10 |
| Coverdraft Protection |
$5 |
| Writing US cheque on Canadian account |
$15 |
| Records Search (<90 Days) |
$25 or $40/hr |
| Records Search (>90 Days) |
$40 or $40/hr |
| Non-Exchange Network ATM Transaction |
$1.50 |
| Flex Card Debit Card Replacement Fee |
$10 |
| Flex Card Debit Card Rush Replacement Fee |
$30 |
Business Account Services Expand/Collapse
Service
|
Fee
|
| Cash Request - Coin |
$0.10/roll |
| Cash Request - Notes |
$0.30/bndl |
| Overdraft Handling Fee |
$5 |
| CAFT Installation |
$250 |
| CAFT - Create additional ID |
$100 |
| Additional AFT Test |
$20 |
| Automatically released AFT file |
$30 |
| File Upload via MCCCU |
$30/file |
| CAFT per item via MCCCU |
$0.30/item |
| Individual AFT error correction |
$3/item |
New Business Charges
|
|
| Late reporting of financial statements |
$200 |
| Credit Bureau Report |
Cost + $5 |
| Property Search |
Cost + $10 |
| Property Tax Statement |
Cost + $10 |
| CRA Requirement to Pay received |
$20 |
| PPSA Registration |
Cost + $10 |
| PPSA Discharge |
Cost + $10 |
| External Account Verification Statement |
Cost + $10 |
Loans and Mortgages Expand/Collapse
Service
|
Fee
|
| Appraisal |
$260 |
| Mortgage Discharge |
$500 |
| Mortgage Transfer |
$300 |
| Blend & Extend |
$200 |
| Reference Letter |
$30 |
| CMHC Fee |
Free |
| Mortgage Renewal |
Free |
| Bridge Financing |
$300 |
| PPSA Registration |
$100 |
| Loan Payment Frequency Charge |
Free |
| Confirmation of Balance |
$30 |
| Term switch (variable to fixed) |
Free |
| Collateral Inspection |
$200 + mileage |
| Extension Agreement |
$100 |
| Wage Assignment |
$200 |
Wire Transfer Expand/Collapse
Service
|
Fee
|
| Outgoing - CAD |
$35 |
| Outgoing - USD |
$35 (USD) |
| Incoming - CAD |
$15 |
| Incoming - USD |
$17.50 (USD) |
| Incoming - Other Currency |
$17.50 (USD) |
| Tracing Wire |
$40 or $40/hr |
|
|
|
|
Safe Deposit Boxes Expand/Collapse
Service
|
Fee
|
| 2 x 5 |
$40 |
| 3 x 5 |
$50 |
| 5 x 5 |
$75 |
| 5 x 10 |
$80 |
| 10 x 10 |
$120 |
| Lost Key Replacement |
$25 |
| Drill Box |
Cost + $110 |
| Listing of Contents |
$40 or $40/hr |
